Interchange Plus Pricing = Maximum Savings

Most credit card processing companies offer a 3-tiered rate plus per item transaction fees. Later you learn that a large majority of transactions are downgraded to the more highly profitable mid and non-qualified categories for the merchant account services provider.

Credit Card Processor (CCP) pricing is based upon exact interchange, dues and assessment costs with Visa and MasterCard. We then add a minor percentage to each transaction in order to maintain a small profit margin for the credit card processing company. Scroll down to view our petroleum merchant account Interchange chart (lowest available pricing for petroleum / C-Store / Gas station / Pay At The Pump merchants).

MasterCard and Visa	Exact Interchange & Dues/Assessments + 10 Basis Points + 5 Cents
American Express	Current Amex Rate + 7 Cents
Discover Card	Current Discover Rate + 7 Cents
Debit Cards (PIN-Based)	Network Fee + 16 Cents
Wright Express	3.50 % + 15 Cents
Voyager	3.40 % + 9 Cents
Monthly Statement Fee	$10.00

√ Above Pricing is for Ethernet based merchants who do high speed    processing

The Visa / MasterCard pricing description may be confusing. However, what you are viewing is the actual cost that Visa / MasterCard mandates as rates that must be applied by each and every US based credit card processing network. The pricing listed here is the rock bottom pricing for petroleum based merchants to accept credit card transactions. This is the pricing established as a starting point for credit card processing networks to work with before adding their pricing guidelines to establish profit margins.

Below is a descriptive explanation (chart) for the most common interchange categories. Also a description for the effective rates that petroleum based merchants will encounter:

Brand	Type	Category	CCP Effective Rates
Visa	Debit	CCP Automated Fuel Dispenser	.90 % + 22 Cents
Visa	Debit	CCP Service Station	.90 % + 22 Cents
Visa	Debit	CCP Small Ticket ($15.00 & Under)	1.75 % + 9 Cents
Visa	Credit	CCP Small Ticket ($15.00 & Under)	1.85 % + 9 Cents
Visa	Credit	CCP Auto Fuel Disp – All Other	1.35 % + 30 Cents
Visa	Credit	CCP Auto Fuel Disp – Rewards 1	1.35 % + 30 Cents
Visa	Credit	CCP Auto Fuel Disp – Signature	1.35 % + 30 Cents
Visa	Credit	CCP Auto Fuel Disp – Signature Pref	1.35 % + 30 Cents
Visa	Credit	CCP Service Station - Inside	1.35 % + 30 Cents
Visa	Credit	CCP Service Station Rewards - Inside	1.35 % + 30 Cents
Visa	Credit	Commercial Retail – (Business Cards)	2.40 % + 15 Cents
MC	Debit	CAT / AFD Petroleum	.90 % + 22 Cents
MC	Debit	Service Station Petroleum	.90 % + 22 Cents
MC	Credit	Consumer Core Value Petroleum	2.10 % + 5 Cents
MC	Credit	Consumer Enhanced Value Petroleum	2.10 % + 5 Cents
MC	Credit	Consumer World and World Elite	2.20 % + 5 Cents
MC	Credit	Commercial Cards Petroleum	2.25 % + 15 Cents

√ This interchange chart (above) details current Visa / MasterCard    interchange, dues and assessments (rounded off to 10 basis points).

Our knowledgeable staff is waiting to help you establish an Interchange Plus merchant account. We would like to discuss with you the specific requirements for your petroleum merchant location. It costs nothing to apply. With our services, you'll receive a PCI Compliant free credit card machine, free pin pad, free check imager and much more. Call us 24 hours per day at 1 (888) 249-0605 or apply now to receive a FREE Customized Proposal... INSTANTLY!